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Key Benefits
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Research local housing trends and market statistics related to mortgages.
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Get real-time national and local mortgage rates.
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Explore mortgage refinance and home equity loan options.
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Leverage the equity in your home to pay off other outstanding debts or create additional cash flow.
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Estimate monthly payments with our debt consolidation mortgage calculators.
 
alt="Mortgage
  Mortgage Rates  
 30-Year Fixed
5.74%
 15-Year Fixed
5.32%
 1-Year ARM
5.83%
 5/1 ARM
5.14%
 
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Mortgage Rates
Mortgage Rates
Mortgage Rates
 
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What is the loan type?
What is the property type:
What's the Property State?
What is your credit history?

(All credit types OK!)

Mortgage Calculator

 
Mortgage Calculator

Mortgage Payment Calculator

Input PMI, property taxes, service fees and hazard insurance to better understand monthly mortgage payments.

Mortgage Payment Calculator 


Mortgage Loan with Interest-Only Calculator

Interest only mortgages can help keep monthly payments low. Be aware that principal will remain the same.

Interest-Only Calculator 


Mortgage Principal Calculator

Understand monthly mortgage payments and reduction in principal over time.

Mortgage Principal Calculator 


Mortgage Length Calculator

Change the term length of your mortgage and understand how that impacts monthly payments and overall savings.

Mortgage Length Calculator 


Extra Payments

Understand how your overall payments change with extra contributions.

Extra Payments Calculator 


Cost Per Thousand Calculator

Helps borrowers understand finance charges per thousand dollars of loan.

Cost Per Thousand Calculator 

Real APR Calculation

The real APR takes into consideration processing fees, appraisals and origination costs. These fees aren?t typically included in the loan amount.

Real APR Calculator 

Affordability Calculator

Use this calculator to better understand how much money you can borrow from a lender.

Affordability Calculator 


Tax Benefits Calculator

Helps calculate tax savings for the first several years as well as total savings.

Tax Benefits Calculator 

Should I Refinance?

Estimate the benefits of a mortgage refinance with this calculator.

Refinance Calculator 

Should I Pay Points to Lower Interest Rate?

Mortgage brokers often charge points on the back of a home loan. Use this calculator to understand how points affect your monthly payments.

Pay Points Calculator 

Should I Use HELOC to Reduce Monthly Payments?

See how a lower HELOC rate can help reduce monthly costs.

Home Equity Line Of Credit (HELOC) Calculator

Income Qualification

See recommended income rates based on monthly mortgage costs and overall home purchasing price.

Income Qualification Calculator

Second Mortgages

See how a second mortgage can save you monthly PMI costs.

Second Mortgage Calculator

Buy vs Rent Calculator

Sometimes buying a home is more cost effective than renting over the long term. Use this calculator to see.

Buy vs. Rent Calculator 

Be sure to research the various mortgage products on the market. Here are some examples:

Conforming
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
1/1 Adjustable
3/1 Adjustable
5/1 Adjustable
7/1 Adjustable
10/1 Adjustable

Second Mortgage
30 Year Fixed
30 Year Adjustable
20 year Fixed
15 year Fixed
HELOC

Reduced Documentation Loans
30 Year Fixed
30 year Adjustable

Jumbo
30 Year Fixed
15 Year Fixed
1/1 Adjustable
3/1 Adjustable
5/1 Adjustable
7/1 Adjustable
10/1 Adjustable
  
Sub Prime
30 Year Fixed
30 year Adjustable

Interest Only
(Non-Conforming)
10/20 Fixed
3/27 Fixed
5/25 Fixed
7/23 Fixed

Interest Only
(Conforming)
10/20 Fixed
7/23 Fixed
5/25 Fixed
3/23 Fixed

VA
30 Year Fixed
15 Year Fixed

FHA
30 year Fixed
15 year Fixed

 


 

PersonalHomeLoanMortgages.com provides mortgage resources and information to help borrowers make informed decisions. Our various Mortgage Calculators helps borrowers understand monthly payments and our daily Mortgage Rate service lets you compare rates between multiple products nationwide. We have a wide variety of mortgage calculators including our mortgage payment calculator, refinance calculator, PMI and Home Equity Line of Credit calculators.

 
 

 
 

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