Insight from leading business and finance columnists on today’s mortgage and real estate markets including news, articles and original content syndication. http://www.personalhomeloanmortgages.com The debate in New Hampshire is a perfect example of why there is no simple solution to regulating payday loans. The answer is to find the right mix of checks and regulations to protect consumers while allowing the payday lending industry to grow and serve the needs of the people. http://www.personalhomeloanmortgages.com/articles_/ny-ag-sues-banks-over-foreclosure-mishaps/.asp Article 1811 on PersonalHomeLoanMortgages.com Tue, 07 Feb 2012 00:00:00 GMT After many tepid attempts at boosting the housing market, the federal government is finally pulling out all the stops by instituting new policies through three different agencies. http://www.personalhomeloanmortgages.com/articles_/government-fighting-housing-slump-on-multiple-fronts/.asp Article 1799 on PersonalHomeLoanMortgages.com Sun, 11 Dec 2011 00:00:00 GMT As the housing market continues to struggle, the Obama Administration and the FHFA are looking at new ways to help homeowners refinance their mortgages. http://www.personalhomeloanmortgages.com/articles_/fhfa-to-expand-mortgage-refinancing-program/.asp Article 1783 on PersonalHomeLoanMortgages.com Tue, 15 Nov 2011 00:00:00 GMT The new U.S. Consumer Financial Protection Bureau has chosen to take a look into the mortgage industry as its first project. http://www.personalhomeloanmortgages.com/articles_/consumer-protection-bureau-to-look-at-mortgage-lending-first/.asp Article 1777 on PersonalHomeLoanMortgages.com Sun, 16 Oct 2011 00:00:00 GMT The Securities and Exchange Commission is finalizing their investigation and settlement concerning Freddie and Fannie’s knowledge of their involvement in the mortgage meltdown of the late 2000’s. http://www.personalhomeloanmortgages.com/articles_/sec-nearing-decision-on-freddie-mac-and-fannie-mae/.asp Article 1769 on PersonalHomeLoanMortgages.com Sun, 11 Sep 2011 00:00:00 GMT According to a survey performed by mortgage originator Freddie Mac, after months on the up swing, 30-year fixed mortgage rates fell to 4.32% this week, the lowest they have been since last November when they were threatening all-time lows. http://www.personalhomeloanmortgages.com/articles_/thirty-year-mortgage-rates-dropping-to-record-lows/.asp Article 1755 on PersonalHomeLoanMortgages.com Thu, 11 Aug 2011 00:00:00 GMT Unemployed homeowners whose loans are backed by the FHA will now be granted twelve months of forbearance, if they qualify. At the end of the grace period, borrowers will still have to pay the full balance on their loans. http://www.personalhomeloanmortgages.com/articles_/more-mortgage-help-for-unemployed-homeowners/.asp Article 1746 on PersonalHomeLoanMortgages.com Mon, 11 Jul 2011 00:00:00 GMT The housing market is still in shambles due to the glut of foreclosure homes on the market. With homes available at such bargain prices, buyers are not interested in new homes, thus affecting the construction and real estate industries. http://www.personalhomeloanmortgages.com/articles_/millions-of-homeowners-still-delinquent-on-mortgages/.asp Article 1735 on PersonalHomeLoanMortgages.com Sun, 12 Jun 2011 00:00:00 GMT What is the new Disclosure Form? And how will it simplify your search for a mortgage? http://www.personalhomeloanmortgages.com/articles_/disclosure-form-simplify-mortgage-search/.asp Article 1728 on PersonalHomeLoanMortgages.com Thu, 19 May 2011 00:00:00 GMT In accordance with the Dodd-Frank the Federal Reserve has begun the process of drafting a set of minimum requirements for responsible mortgage lending. http://www.personalhomeloanmortgages.com/articles_/fed-aims-to-establish-minimum-standards-for-mortgage-lending/.asp Article 1718 on PersonalHomeLoanMortgages.com Thu, 21 Apr 2011 00:00:00 GMT Instead of taking out a reverse mortgage many people have been withdrawing from their 401k to pay off bills and expenses. This practice could have dire questions and cost you thousands of dollars towards your retirement. http://www.personalhomeloanmortgages.com/articles_dropping-home-values-has-some-borrowing-from-401k.asp Article 1710 on PersonalHomeLoanMortgages.com Sun, 20 Mar 2011 00:00:00 GMT According to Freddie Mac’s weekly survey of mortgage rates, the encouraging economic competence has been paralleled by a rise in 30-year home loan interest rates, which are averaging over 5% for the first time since April http://www.personalhomeloanmortgages.com/articles_/rising-mortgage-rates-show-the-economy-is-stabilizing/.asp Article 1698 on PersonalHomeLoanMortgages.com Sun, 20 Feb 2011 00:00:00 GMT As Republicans push to scale back government backing of home mortgages, industry execs fervently reiterate their beliefs that the government needs to have a permanent role in guaranteeing home loan mortgages. http://www.personalhomeloanmortgages.com/articles_/gop-housing-industry-ties-struggle/.asp Article 1690 on PersonalHomeLoanMortgages.com Wed, 26 Jan 2011 00:00:00 GMT Allstate Corp. has decided to sue Bank of America and Countrywide Financial over $700 million in residential mortgage backed securities that dramatically depreciated in value in 2008. http://www.personalhomeloanmortgages.com/articles_/allstate-sues-countrywide-financial/.asp Article 1684 on PersonalHomeLoanMortgages.com Thu, 06 Jan 2011 00:00:00 GMT The Foreclosure Crisis has taken another twist as it was discovered during a bankruptcy hearing that Countrywide Financial, formerly one of the nations largest mortgage originators, never passed on ownership of mortgages during the process of securitization. http://www.personalhomeloanmortgages.com/articles_/countrywide-adds-to-boa-foreclosure-debacle/.asp Article 1674 on PersonalHomeLoanMortgages.com Sun, 28 Nov 2010 00:00:00 GMT Still feeling the effects of the mortgage crisis, banks have been using shady techniques to pass foreclosure paperwork through the system. Foreclosure proceedings have been put on hold until the review of the banks' practices is complete. http://www.personalhomeloanmortgages.com/articles_hold-up-between-banks-and-u.s.-courts.asp Article 1660 on PersonalHomeLoanMortgages.com Mon, 18 Oct 2010 00:00:00 GMT In 2009 the Obama Administration passed the Financial Stability plan to confront and combat the credit crisis that was threatening to topple to U.S. economy. Part of the plan, the Home Affordable Modification Program, established guidelines for lenders to refinance the mortgages of homeowners who were struggling to keep their homes. http://www.personalhomeloanmortgages.com/articles_home-affordable-modification-program.asp Article 1652 on PersonalHomeLoanMortgages.com Fri, 24 Sep 2010 00:00:00 GMT If you fall behind on your monthly mortgage payments it is important to know the consequences. Equally important is learning techniques to managing money so that you can avoid repossession. http://www.personalhomeloanmortgages.com/articles_/the-truth-behind-late-mortgage-payments/.asp Article 1641 on PersonalHomeLoanMortgages.com Sun, 15 Aug 2010 00:00:00 GMT A credit counseling service based in Greensboro, North Carolina is offering assistance to senior citizens experiencing mortgage problems. http://www.personalhomeloanmortgages.com/articles_/north-carolina-company-offers-mortgage-help/.asp Article 1632 on PersonalHomeLoanMortgages.com Tue, 20 Jul 2010 00:00:00 GMT After being ordered to delist from the NYSE by the Federal Finance Housing Authority, Fannie Mae and Freddie Mac stocks have dropped significantly. http://www.personalhomeloanmortgages.com/articles_/fannie-mae-and-freddie-mac-delist/.asp Article 1629 on PersonalHomeLoanMortgages.com Wed, 14 Jul 2010 00:00:00 GMT Home loan mortgage lender options include a mortgage broker, credit union, mortgage bank, national bank, savings association... http://www.personalhomeloanmortgages.com/articles_/lender-options-for-mortgage/.asp Article 1619 on PersonalHomeLoanMortgages.com Sun, 20 Jun 2010 00:00:00 GMT Home loan mortgage delinquencies and defaults on the rise, forecasting lower home prices http://www.personalhomeloanmortgages.com/articles_/rising-home-loan-mortgage-delinquencies/.asp Article 1610 on PersonalHomeLoanMortgages.com Thu, 10 Jun 2010 00:00:00 GMT The first time home buyers tax credit is now over. How will this affect the Housing Market, as well as getting mortgage loans? http://www.personalhomeloanmortgages.com/articles_end-tax-credit-homebuyers.asp Article 1605 on PersonalHomeLoanMortgages.com Tue, 25 May 2010 00:00:00 GMT There are many ways to lessen the financial crunch. Tax deductions on your home mortgage like mortgage interest, points and property taxes are just a few. http://www.personalhomeloanmortgages.com/articles_/tax-deductions-homeowners-promising/.asp Article 1599 on PersonalHomeLoanMortgages.com Tue, 11 May 2010 00:00:00 GMT Especially now, second mortgage refinancing can save you a lot of money over the years. There are many helpful techniques that can give you the know-how you need. http://www.personalhomeloanmortgages.com/articles_/refinance-second-mortgage/.asp Article 1592 on PersonalHomeLoanMortgages.com Sun, 25 Apr 2010 00:00:00 GMT Many Americans have a dream of one day owning their own home. Purchasing a home is likely to be the largest investment ever made by the average consumer... http://www.personalhomeloanmortgages.com/articles_/mortgage-calculators/.asp Article 1583 on PersonalHomeLoanMortgages.com Mon, 22 Mar 2010 00:00:00 GMT In today’s economy, mortgage interest rates are always changing. When considering applying for a mortgage... http://www.personalhomeloanmortgages.com/articles_mortgage-rate-predictions.asp Article 1574 on PersonalHomeLoanMortgages.com Mon, 08 Mar 2010 00:00:00 GMT The threat of Mortgage Foreclosure makes FHA Mortgages and FHA loans more accessible with lower, more affordable FHA mortgage rates. http://www.personalhomeloanmortgages.com/articles_mortgage-terms.asp Article 1564 on PersonalHomeLoanMortgages.com Fri, 26 Feb 2010 00:00:00 GMT Buying a home is a proud investment for most Americans. Not only is owning a home part of the American dream, it is also a place to live, and start a family; it is also the most significant... http://www.personalhomeloanmortgages.com/articles_protection-insurance.asp Article 1563 on PersonalHomeLoanMortgages.com Fri, 19 Feb 2010 00:00:00 GMT The Fed forces banks to disclose to consumers when their mortgages are sold, housing applications drop, and Rep. Barney Frank has a potential solution for unemployed homeowners. http://www.personalhomeloanmortgages.com/articles_mortgage-news-recap-nov-18-2009.asp Article 1550 on PersonalHomeLoanMortgages.com Wed, 18 Nov 2009 00:00:00 GMT The Ohio Congress may be passing a law that forces banks to foreclose or lose them. http://www.personalhomeloanmortgages.com/articles_ohio-banking-foreclosures.asp Article 1545 on PersonalHomeLoanMortgages.com Fri, 13 Nov 2009 00:00:00 GMT The MBA announced the 4 week period of mortgage application declines has turned around. Mortgage Rates may increase soon and Wells Fargo takes risks on risky homeowners. http://www.personalhomeloanmortgages.com/articles_mortgages-apps-rise-rates-increase-wells-fargo-risks.asp Article 1541 on PersonalHomeLoanMortgages.com Thu, 05 Nov 2009 00:00:00 GMT A new report finds that housing prices begin recovering for the second consecutive month while consumer confidence drops on concerns over the job market. http://www.personalhomeloanmortgages.com/articles_house_prices_climb_consumers_bearish.asp Article 1538 on PersonalHomeLoanMortgages.com Thu, 29 Oct 2009 00:00:00 GMT A new report released states that half of modifications in recent months have resulted in foreclosures while lenders continue to step up their efforts to help homeowners in crisis. http://www.personalhomeloanmortgages.com/articles_lenders-increase-efforts-modifications-foreclosure.asp Article 1535 on PersonalHomeLoanMortgages.com Fri, 02 Oct 2009 00:00:00 GMT The tax credit responsible for 350,000 new home sales may be expiring soon. Will Congress extend it? http://www.personalhomeloanmortgages.com/articles_homebuyers-tax-credit-to-expire-november.asp Article 1534 on PersonalHomeLoanMortgages.com Thu, 24 Sep 2009 00:00:00 GMT Obama seeks to boost participation in the anti-foreclosure programs started in February 18th by making more individuals eligible. http://www.personalhomeloanmortgages.com/articles_making-home-affordable-expansion.asp Article 1526 on PersonalHomeLoanMortgages.com Tue, 01 Sep 2009 00:00:00 GMT The government’s insuring of US Mortgage Loans is the highest that it’s been in almost two decades. http://www.personalhomeloanmortgages.com/articles_govt-insured-home-loans-highest-levels.asp Article 1524 on PersonalHomeLoanMortgages.com Tue, 11 Aug 2009 00:00:00 GMT While Senators Chris Dodd and Kent Conrad deny receiving getting special mortgage benefits, former Countrywide Executives testify that they knew well of the special treatment. http://www.personalhomeloanmortgages.com/articles_senators-special-countrywide-mortgages.asp Article 1521 on PersonalHomeLoanMortgages.com Tue, 04 Aug 2009 00:00:00 GMT Despite some of the lowest bank to bank and reserve to bank lending rates, mortgage rates continue to skyrocket. http://www.personalhomeloanmortgages.com/articles_mortgages-rise-banks-mitigate-risk.asp Article 1520 on PersonalHomeLoanMortgages.com Tue, 28 Jul 2009 00:00:00 GMT Banks keep raising the rates on Fixed-Rate mortgages, while dropping the price on variable rate. Will consumers get trapped again? http://www.personalhomeloanmortgages.com/articles_decide-fixed-variable.asp Article 1517 on PersonalHomeLoanMortgages.com Mon, 20 Jul 2009 00:00:00 GMT Stressed homeowners are finding an unlikely ally in their struggle to keep their homes. http://www.personalhomeloanmortgages.com/articles_pmi_helps_homeowners_stay_afloat.asp Article 1515 on PersonalHomeLoanMortgages.com Mon, 13 Jul 2009 00:00:00 GMT A new dirty word in the world of mortgages have become ARM / Adjustable Rate Mortgages. Learn about what made these good loans go bad. http://www.personalhomeloanmortgages.com/articles_arm-mortgages-gone-bad.asp Article 1514 on PersonalHomeLoanMortgages.com Tue, 07 Jul 2009 00:00:00 GMT If you thought the Subprime Mortgages caused a shakeup, be prepared for an even larger one. Adjustable Rate Mortgages. http://www.personalhomeloanmortgages.com/articles_adjustable-rate-mortgage-bubble-about-to-burst.asp Article 1510 on PersonalHomeLoanMortgages.com Tue, 30 Jun 2009 00:00:00 GMT Despite a Frozen Credit Market in the Commercial Banking industry, doesn't mean that you can't find a mortgage. Here's ways to find them. http://www.personalhomeloanmortgages.com/articles_mortgages-in-credit-crisis.asp Article 1507 on PersonalHomeLoanMortgages.com Wed, 24 Jun 2009 00:00:00 GMT One of the most common insurance policies are the most ignored by homeowners. These 5 easy steps could save you hundreds on your insurance. http://www.personalhomeloanmortgages.com/articles_lower-homeowners-insurance-in-5-steps.asp Article 1505 on PersonalHomeLoanMortgages.com Tue, 16 Jun 2009 00:00:00 GMT It may be getting to be the best time to refinance as mortgage rates may hit lows now seen since the 1950’s. http://www.personalhomeloanmortgages.com/articles_bernanke-wants-lower-interest-rates.asp Article 1503 on PersonalHomeLoanMortgages.com Tue, 09 Jun 2009 00:00:00 GMT A comparison of the different roles and services offered by a Mortgage Banker, Mortgage Broker, Mortgage Originator and a general Mortgage Company http://www.personalhomeloanmortgages.com/articles_mortgage-brokers-other-mortgage-services.asp Article 1502 on PersonalHomeLoanMortgages.com Fri, 15 May 2009 00:00:00 GMT Factors affecting Mortgage Interest Rates offered by different Mortgage Companies and the purpose of using an Online Mortgage Calculator to shop for the Lowest Home Mortgage Rates. http://www.personalhomeloanmortgages.com/articles_mortgage_rates.asp Article 1464 on PersonalHomeLoanMortgages.com Wed, 22 Apr 2009 00:00:00 GMT An overview of Home Mortgage Loan products such as Adjustable Rate Mortgages, Fixed Rate Mortgages, Interest Only Mortgages, and other popular Mortgages http://www.personalhomeloanmortgages.com/articles_types-of-home-mortgage-loans.asp Article 1421 on PersonalHomeLoanMortgages.com Tue, 03 Mar 2009 00:00:00 GMT Important guidelines to consider when Buying a Home whether it may be Old or New Homes. Learn how to evaluate Home Values for Homes For Sale By Owner and Foreclosure Listings http://www.personalhomeloanmortgages.com/articles_home-buying-tips.asp Article 1202 on PersonalHomeLoanMortgages.com Thu, 19 Feb 2009 00:00:00 GMT Popular Mortgage Protection Insurance Plans that homeowners should consider including Private Mortgage Insurance, Mortgage Life Insurance, and Mortgage Disability Insurance http://www.personalhomeloanmortgages.com/articles_protect-your-investment-with-mortgage-protection-plans.asp Article 936 on PersonalHomeLoanMortgages.com Thu, 04 Sep 2008 00:00:00 GMT An explanation of Mortgage Types in order to help homeowners Compare Mortgages and find a Real Estate Mortgage that can best meet their financial needs http://www.personalhomeloanmortgages.com/articles_understanding-mortgage-types-a-toolkit-for-the-future-borrower.asp Article 892 on PersonalHomeLoanMortgages.com Mon, 11 Aug 2008 00:00:00 GMT Understand the difference between Reverse Mortgage Loans and Traditional Mortgages along with Reverse Mortgage Pitfalls and Benefits offered to Mortgage Borrowers http://www.personalhomeloanmortgages.com/articles_reverse-mortgages-financing-the-traditional-way.asp Article 889 on PersonalHomeLoanMortgages.com Fri, 01 Aug 2008 00:00:00 GMT Underlying factors that have led to the 2008 American Home Mortgage Implode and how the Subprime Mortgage Crisis has affected Current Mortgage Rates and Mortgage Loan Payments http://www.personalhomeloanmortgages.com/articles_the-mortgage-crisis-2008-point-of-departure-for-correction.asp Article 887 on PersonalHomeLoanMortgages.com Thu, 31 Jul 2008 00:00:00 GMT Mortgage Information and Help to evaluate Current Mortgage Rates as well as the History of Average Mortgage Rates and ways to identify legitimate Online Mortgage Quotes and Lenders http://www.personalhomeloanmortgages.com/articles_mortgage-fraud-the-insidious-enemy-and-its-telltale-signs.asp Article 885 on PersonalHomeLoanMortgages.com Wed, 30 Jul 2008 00:00:00 GMT Understand the benefits that Commercial Mortgages and Commercial Mortgage Backed Securities offer to investors, issuers, and borrowers http://www.personalhomeloanmortgages.com/articles_the-financing-powerhouse-of-commercial-mortgage-backed-securities.asp Article 882 on PersonalHomeLoanMortgages.com Tue, 29 Jul 2008 00:00:00 GMT Important Steps to Refinancing a Mortgage along with ways to find Lowe Refinancing Mortgage Rates and Mortgage Quotes via online Mortgage Refinancing Calculators http://www.personalhomeloanmortgages.com/articles_mortgage-refinancing-a-roadmap-for-a-successful-transaction.asp Article 878 on PersonalHomeLoanMortgages.com Fri, 25 Jul 2008 00:00:00 GMT Reasons to Figure Out Monthly Payments by the use of Home Mortgage Rate Forecast Techniques and Tables used to determine Mortgage Payments and Mortgage Interest Rates http://www.personalhomeloanmortgages.com/articles_how-much-mortgage-can-i-afford.asp Article 873 on PersonalHomeLoanMortgages.com Thu, 24 Jul 2008 00:00:00 GMT Understand how to determine Interest Rates And Mortgage Payments on Mortgages using a Mortgage Amortization Table and Online Mortgage Amortization Calculators http://www.personalhomeloanmortgages.com/articles_mortgage-amortization-tables-simplifying-the-mortgage-transaction.asp Article 871 on PersonalHomeLoanMortgages.com Wed, 23 Jul 2008 00:00:00 GMT Learn important Mortgage Terms and Terminology to assist in the process of evaluating Mortgage Companies, Mortgage Points, Monthly Payments, and Current Mortgage Rates http://www.personalhomeloanmortgages.com/articles_essential-vocabulary-for-mastering-a-mortgage-transaction.asp Article 867 on PersonalHomeLoanMortgages.com Tue, 15 Jul 2008 00:00:00 GMT An overview of Home Mortgage Insurance and Mortgage Protection Plans including Private Mortgage Insurance, Mortgage Life Insurance, Mortgage Unemployment and Mortgage Disability Insurance http://www.personalhomeloanmortgages.com/articles_covering-your-emergency-bases-with-mortgage-protection-insurance.asp Article 859 on PersonalHomeLoanMortgages.com Mon, 14 Jul 2008 00:00:00 GMT Discover an array of Online Mortgage Calculators and the benefits of using a Home Mortgage Calculator to determine Mortgage Rates before Purchasing a Home http://www.personalhomeloanmortgages.com/articles_informed-home-buying-with-the-help-of-mortgage-calculators.asp Article 854 on PersonalHomeLoanMortgages.com Fri, 11 Jul 2008 00:00:00 GMT Learn how weekly Mortgage Interest Rate Forecasts help borrowers evaluate Today’s Mortgage Rates and understand why Lenders pay close attention to the Mortgage Rate History http://www.personalhomeloanmortgages.com/articles_mortgage-rates-predictions-enable-sound-market-guaging.asp Article 853 on PersonalHomeLoanMortgages.com Fri, 11 Jul 2008 00:00:00 GMT Low Home Loan Mortgages, Mortgage Refinancing, Mortgage Rates, and home prices offer consumers unparalleled opportunities http://www.personalhomeloanmortgages.com/articles_affordable-mortgages-and-residential-real-estate-available-for-home-buyers.asp Article 848 on PersonalHomeLoanMortgages.com Tue, 01 Jul 2008 00:00:00 GMT Here some tips on what not to use a Home Equity Line of Credit or HELOCs on. http://www.personalhomeloanmortgages.com/articles_use-home-equity-lines-of-credit-wisely.asp Article 837 on PersonalHomeLoanMortgages.com Thu, 19 Jun 2008 00:00:00 GMT Follow these Mortgage guidelines to make the best decision about your Home Loan or Mortgage Loan http://www.personalhomeloanmortgages.com/articles_learn-mortgage-home-loan-basics.asp Article 822 on PersonalHomeLoanMortgages.com Tue, 10 Jun 2008 00:00:00 GMT Congress proposes legislation to help Americans with their Mortgage Home Loans and to stem further Foreclosures http://www.personalhomeloanmortgages.com/articles_help-with-your-home-loan-mortgage-is-on-the-way.asp Article 805 on PersonalHomeLoanMortgages.com Thu, 22 May 2008 00:00:00 GMT Some Home Loans and Mortgages to be secured by the FHA in an effort by Congress to give Mortgage Relief. http://www.personalhomeloanmortgages.com/articles_home-loan-bill-passes-house-congressional-committee.asp Article 790 on PersonalHomeLoanMortgages.com Tue, 06 May 2008 00:00:00 GMT annie Mae and Freddie Mac will buy more Mortgages and Home Loans, in turn this will help lower Mortgage Rates and Benefit Homeowners http://www.personalhomeloanmortgages.com/articles_government-provide-mortgage-help.asp Article 737 on PersonalHomeLoanMortgages.com Fri, 21 Mar 2008 00:00:00 GMT Fed chairman Bernanke outlines four measures to help and protect Home Loan Mortgage borrowers. http://www.personalhomeloanmortgages.com/articles_fed-charts-mortgage-plan.asp Article 731 on PersonalHomeLoanMortgages.com Tue, 18 Mar 2008 00:00:00 GMT Two simple steps to sell your home in a Real Estate and Home Loan environment of Low Interest Rates and Mortgage Rates http://www.personalhomeloanmortgages.com/articles_sell-your-home-fast.asp Article 705 on PersonalHomeLoanMortgages.com Wed, 20 Feb 2008 00:00:00 GMT Low Mortgage Rates and Interest Rates lead to increased Mortgage Home Loan and Mortgage Refinance Applications in the first week of January http://www.personalhomeloanmortgages.com/articles_surge-mortgage-applications.asp Article 660 on PersonalHomeLoanMortgages.com Fri, 11 Jan 2008 00:00:00 GMT Subprime mortgages and arresting foreclosures main focus of new Bush plan. http://www.personalhomeloanmortgages.com/articles_plan-mortgage-rates-freeze.asp Article 592 on PersonalHomeLoanMortgages.com Tue, 11 Dec 2007 00:00:00 GMT Home Construction up, as low Mortgage Rates lead to increase in mortgage applications http://www.personalhomeloanmortgages.com/articles_new-home-construction.asp Article 566 on PersonalHomeLoanMortgages.com Tue, 27 Nov 2007 00:00:00 GMT Commercial Real Estate projections are strong despite rising Mortgage Defaults and setbacks in Mortgages, Foreclosures, and Housing Market http://www.personalhomeloanmortgages.com/articles_positive-commercial-outlook.asp Article 561 on PersonalHomeLoanMortgages.com Mon, 26 Nov 2007 00:00:00 GMT Fed cuts Interest Rates causing Home Buying to be more attractive as Mortgage rates fall on Home Loan Mortgages, Mortgage Refinance Loans, and Fixed Rate Mortgages http://www.personalhomeloanmortgages.com/articles_mortgage-rates-cut-opportunity.asp Article 534 on PersonalHomeLoanMortgages.com Tue, 13 Nov 2007 00:00:00 GMT Mortgage applications on the rise thanks to FHA Loans, giving hope to Mortgage Lenders and helping homeowners with ARM Interest Rates avoid Foreclosure. http://www.personalhomeloanmortgages.com/articles_mortgage_october_update.asp Article 449 on PersonalHomeLoanMortgages.com Mon, 15 Oct 2007 00:00:00 GMT Housing Real Estate and Mortgage market may be revitalized as Home Buying goes up and Interest Rates drop. http://www.personalhomeloanmortgages.com/articles_mortgage_real_estate_markets.asp Article 419 on PersonalHomeLoanMortgages.com Tue, 02 Oct 2007 00:00:00 GMT Foreclosures rise and Home Buying declines due stricter Mortgage Lender guidelines, recent Subprime Mortgage Home Loan fiasco, and more. http://www.personalhomeloanmortgages.com/articles_foreclosures_cause_housing_glut.asp Article 387 on PersonalHomeLoanMortgages.com Tue, 04 Sep 2007 00:00:00 GMT Mortgage Lenders, Mortgage Brokers, and Mortgage Investors made their own financial decisions, government won’t give financial help http://www.personalhomeloanmortgages.com/articles_foreclosures_add_housing_glut.asp Article 386 on PersonalHomeLoanMortgages.com Tue, 04 Sep 2007 00:00:00 GMT Mortgages and Home Loans provided by European Mortgage Lenders are fixed mortgages compared to subprime mortgages. http://www.personalhomeloanmortgages.com/articles_golden_mortgages.asp Article 383 on PersonalHomeLoanMortgages.com Thu, 23 Aug 2007 00:00:00 GMT Mortgages and Home Loans are causing heartburn among investors, while Subprime Mortgages have led to increasing Foreclosures. http://www.personalhomeloanmortgages.com/articles_foreclosure_rates_climb.asp Article 381 on PersonalHomeLoanMortgages.com Wed, 22 Aug 2007 00:00:00 GMT Defaults in Mortgage Home Loans, rising Foreclosures, Mortgage Lenders tightening Lending, and more causes Builders to lose Confidence http://www.personalhomeloanmortgages.com/articles_homebuilders_angst_mounts.asp Article 353 on PersonalHomeLoanMortgages.com Fri, 17 Aug 2007 00:00:00 GMT Subprime Mortgages, Adjustable Rate Mortgages, and Hedge Funds holding risky Home Loan Mortgages could cause further interruption for Markets and Economy. http://www.personalhomeloanmortgages.com/articles_markets_rise_mortgage_fallout.asp Article 350 on PersonalHomeLoanMortgages.com Tue, 14 Aug 2007 00:00:00 GMT Subprime Mortgage and Mortgage Home Loan Sectors leads to Global Stock Market Meltdown http://www.personalhomeloanmortgages.com/articles_mortgage_fears_derail_markets.asp Article 348 on PersonalHomeLoanMortgages.com Mon, 13 Aug 2007 00:00:00 GMT While mortgage lenders are in bankruptcy mortgage borrowers still need to pay their monthly home loan mortgage http://www.personalhomeloanmortgages.com/articles_mortgage_lender_bankrupt.asp Article 347 on PersonalHomeLoanMortgages.com Thu, 09 Aug 2007 00:00:00 GMT Mortgage Lenders and Mortgage Brokers are charging higher Interest Rates on Jumbo Home Loans to people with Good Credit http://www.personalhomeloanmortgages.com/articles_mortgage_turmoil.asp Article 343 on PersonalHomeLoanMortgages.com Tue, 07 Aug 2007 00:00:00 GMT Congress may enact rules for Mortgage Lenders, Mortgage Brokers, Homebuilders, Wall Street to curb deceptive Home Loans and Mortgage Lending http://www.personalhomeloanmortgages.com/articles_housing_market_fiasco.asp Article 340 on PersonalHomeLoanMortgages.com Mon, 06 Aug 2007 00:00:00 GMT Mortgage Rates experience a consecutive decline in past 3 weeks, yet Housing Market remains minimally affected. http://www.personalhomeloanmortgages.com/articles_mortgage_rates_july07.asp Article 330 on PersonalHomeLoanMortgages.com Fri, 06 Jul 2007 00:00:00 GMT Mortgage rates lower but mortgage foreclosures continue to increase and home sales remain untouched. http://www.personalhomeloanmortgages.com/articles_mortgage_rates_slide.asp Article 326 on PersonalHomeLoanMortgages.com Wed, 27 Jun 2007 00:00:00 GMT Tips for preventing home foreclosure through mortgage forbearance when faced with financial difficulty in order to avoid the consequences of debt such as poor credit ratings. http://www.personalhomeloanmortgages.com/articles_home_forbearance.asp Article 319 on PersonalHomeLoanMortgages.com Tue, 19 Jun 2007 00:00:00 GMT Virtual real estate allows the consumer to get efficient and timely access to mortgage news, mortgage rates, and the entire real estate industry http://www.personalhomeloanmortgages.com/articles_virtual_real_estate.asp Article 313 on PersonalHomeLoanMortgages.com Wed, 13 Jun 2007 00:00:00 GMT Article reviews the current stage of increase in mortgage rates. http://www.personalhomeloanmortgages.com/articles_mortgage_rate_rise.asp Article 308 on PersonalHomeLoanMortgages.com Mon, 04 Jun 2007 00:00:00 GMT Mortgage brokers and mortgage bankers blame each other for subprime mortgage market woes. http://www.personalhomeloanmortgages.com/articles_subprime_blame.asp Article 296 on PersonalHomeLoanMortgages.com Thu, 31 May 2007 00:00:00 GMT Federal Chief warns against excessive regulation of the subprime market. http://www.personalhomeloanmortgages.com/articles_bernanke_opinion.asp Article 291 on PersonalHomeLoanMortgages.com Thu, 31 May 2007 00:00:00 GMT Current landscape of national foreclosures and new lender methods of helping defaulting homeowners http://www.personalhomeloanmortgages.com/articles_homeowners_in_default.asp Article 286 on PersonalHomeLoanMortgages.com Wed, 30 May 2007 00:00:00 GMT Clinton urges Federal Reserve Board to take tougher measures for protecting borrowers from predatory lending http://www.personalhomeloanmortgages.com/articles_predatory_lending.asp Article 261 on PersonalHomeLoanMortgages.com Tue, 22 May 2007 00:00:00 GMT First time home buyers should consider the Federal Housing Administration for financing their home http://www.personalhomeloanmortgages.com/articles_fha_loans.asp Article 260 on PersonalHomeLoanMortgages.com Tue, 22 May 2007 00:00:00 GMT Rates of 6% or less this spring are making home ownership and refinancing more affordable for buyers. http://www.personalhomeloanmortgages.com/articles_spring_home_loan.asp Article 253 on PersonalHomeLoanMortgages.com Thu, 17 May 2007 00:00:00 GMT Mortgage lending institutions are now offering a new solutions to help homeowner’s tackle mortgage default and prevent foreclosure http://www.personalhomeloanmortgages.com/articles_new_mortgage_lender.asp Article 252 on PersonalHomeLoanMortgages.com Thu, 17 May 2007 00:00:00 GMT Understanding how to manage your mortgage loan escrow account and a discussion about what lenders can do to help better meet borrower's needs and expectations. http://www.personalhomeloanmortgages.com/articles_escrow_homeowner_insurance.asp Article 211 on PersonalHomeLoanMortgages.com Fri, 27 Apr 2007 00:00:00 GMT Investors influenced by strong earnings and economic news send the Dow Jones industrial over the 13,000 mark http://www.personalhomeloanmortgages.com/articles_dowarticle.asp Article 205 on PersonalHomeLoanMortgages.com Wed, 25 Apr 2007 00:00:00 GMT Determine the equity value in your home and ways to take advantage of your home’s equity through home equity loans or home equity lines of credit http://www.personalhomeloanmortgages.com/articles_home_equity.asp Article 181 on PersonalHomeLoanMortgages.com Tue, 24 Apr 2007 00:00:00 GMT The United States now trails Europe in economic growth and some worry of a recession. http://www.personalhomeloanmortgages.com/articles_growth_drop.asp Article 171 on PersonalHomeLoanMortgages.com Wed, 11 Apr 2007 00:00:00 GMT Borrowers are discovering fees that are higher than first thought, find out how mortgage companies are fooling customers. http://www.personalhomeloanmortgages.com/articles_mortgage_broker_honest.asp Article 170 on PersonalHomeLoanMortgages.com Mon, 09 Apr 2007 00:00:00 GMT Mortgage lending has changed over the year but the 20% down payment rule still has some influence. http://www.personalhomeloanmortgages.com/articles_mortgage_payment.asp Article 168 on PersonalHomeLoanMortgages.com Thu, 05 Apr 2007 00:00:00 GMT Some people in the mortgage loan industry are trying to protect families from foreclosures. http://www.personalhomeloanmortgages.com/articles_foreclosure_moratorium.asp Article 167 on PersonalHomeLoanMortgages.com Thu, 05 Apr 2007 00:00:00 GMT Lending agencies are tightening their loan restrictions for borrower resuling in less option ARM loans. http://www.personalhomeloanmortgages.com/articles_option_arms_dead.asp Article 164 on PersonalHomeLoanMortgages.com Tue, 03 Apr 2007 00:00:00 GMT Inflation and economic market are spoken about but is it all hot air? http://www.personalhomeloanmortgages.com/articles_inflation_chairman.asp Article 161 on PersonalHomeLoanMortgages.com Fri, 30 Mar 2007 00:00:00 GMT To get a home mortgage you first need a good credit card rating. Find out how FICO operates and the best ways to build or maintain positive credit. http://www.personalhomeloanmortgages.com/articles_improve_credit_score.asp Article 155 on PersonalHomeLoanMortgages.com Wed, 28 Mar 2007 00:00:00 GMT California and Florida lead in foreclosures due to loose lending practices. http://www.personalhomeloanmortgages.com/articles_florida_foreclosures.asp Article 86 on PersonalHomeLoanMortgages.com Tue, 27 Mar 2007 00:00:00 GMT Many who have accepted home loans have found themselves in debt. Find out how to change that. http://www.personalhomeloanmortgages.com/articles_mortgage_debt_depression.asp Article 45 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Home mortgage rates once reached record lows but now many borrower find themselves bankrupt. http://www.personalhomeloanmortgages.com/articles_homeownership.asp Article 44 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Renters are taking over the market as home owners set records in foreclosures. http://www.personalhomeloanmortgages.com/articles_home_apartment_rentals.asp Article 43 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Home mortgages are a great way to buy a dream home but only if you can cover future payments. http://www.personalhomeloanmortgages.com/articles_debt_pitfalls.asp Article 42 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Mortgage and Home Buying methods for ultimate financial success. http://www.personalhomeloanmortgages.com/articles_mortgage_loan_dream.asp Article 41 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Subprime Lending a major issue in Mortgage Market with local and national brokers and stock market. http://www.personalhomeloanmortgages.com/articles_subprime_loans.asp Article 40 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT 2008 Mortgage Licensing System provides Uniformed System for States http://www.personalhomeloanmortgages.com/articles_mortgage_licensing_states.asp Article 38 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Foreclosure and Mortgage information for 2007 and information about home equity loans, home loan refinance and rates http://www.personalhomeloanmortgages.com/articles_mortgage_reset.asp Article 37 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Mortgage home lenders have drove undeserving borrowers to financial debt says Allen Greenspan. http://www.personalhomeloanmortgages.com/articles_greenspan_market.asp Article 36 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Housing Market outlook for 2007 and what borrowers can expect http://www.personalhomeloanmortgages.com/articles_spring_gauge_market.asp Article 34 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Subprime Mortgage Lender practices lead to major drop in Housing Market http://www.personalhomeloanmortgages.com/articles_dow_falls_243.asp Article 33 on PersonalHomeLoanMortgages.com Mon, 26 Mar 2007 00:00:00 GMT Mortgage refinancing and information about reverse mortgage and second mortgages. Tips and tricks on how to leverage for debt consolidation. http://www.personalhomeloanmortgages.com/articles_mortgage_refinancing.asp Article 28 on PersonalHomeLoanMortgages.com Thu, 20 Sep 2007 00:00:00 GMT How to find the best mortgage brokers and information about various mortgage lenders. Tips on how to avoid mortgage fraud. http://www.personalhomeloanmortgages.com/articles_understanding_mortgage_brokers.asp Article 22 on PersonalHomeLoanMortgages.com Thu, 22 Mar 2007 00:00:00 GMT Introduction to home loan mortgages, refinancing and home loans. Basic how to on the mortgage industry http://www.personalhomeloanmortgages.com/articles_home_equity_loans.asp Article 21 on PersonalHomeLoanMortgages.com Thu, 22 Mar 2007 00:00:00 GMT Introduction to home loan mortgages, refinancing and home loans. Basic how to on the mortgage industry http://www.personalhomeloanmortgages.com/articles_mortgages.asp Article 20 on PersonalHomeLoanMortgages.com Thu, 22 Mar 2007 00:00:00 GMT Mortgage article about the Truth in Lending act, part of the Consumer Protection Act. A great place to start understanding your equity refinancing options. http://www.personalhomeloanmortgages.com/articles_truth_in_lending_act.asp Article 19 on PersonalHomeLoanMortgages.com Thu, 22 Mar 2007 00:00:00 GMT