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Mortgage Rates in South Dakota

30-Year Fixed
3.56%
15-Year Fixed
2.65%
5/1 ARM
2.29%
Last Updated: 5/20/2013
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South Dakota Home Mortgage and Refinance Guide

South Dakota Home Equity Loans and Mortgages

Since the days of fur trading in the early 1800s, South Dakota has been home to many people with a sense of adventure and rustic leanings. Home to breathtaking cities like Sioux Falls, South Dakota offers an economy rich with jobs in agriculture, retail and health care. Many military personnel are also located in the state and Ellsworth Air Force Base is the state’s second-largest employer. Getting a South Dakota mortgage is the first step towards long-term residence in the scenic state. www.PersonalHomeLoanMortgages.com has provided many potential home buyers with the online tools, resources and mortgage FAQs to find home equity and mortgage financing in South Dakota.

South Dakota: Where to Get a Mortgage?

If you are planning a move to the state, or just want to relocate within it, consider the different areas that you can call home. Decide whether you want to live in a bustling city atmosphere or if you would rather have a more rural, slow-paced existence. Getting a mortgage in South Dakota in any of these areas is a great way to make the state home. Consider living in:

Sioux Falls: This is the largest metropolitan area in the state, with a population of around 150,000 people. It regularly ranks on the list of the fastest growing cities in the nation. The economy of the Sioux Falls was once greatly focused on agriculture, but has since come to represent a more eclectic mix of work places, including many jobs in health care, financial services and retail. Finding a South Dakota mortgage in Sioux Falls starts with a few clicks on www.PersonalHomeLoanMortgages.com.

Pierre: This capital city of South Dakota has a quaint, small town feel to it. With less than 15,000 residents, Pierre is seated on the scenic Missouri River. Do not let the small-town population numbers fool you; Pierre has plenty to offer in the way of industry, history and culture. Unlike the other major cities in the state, Pierre still has a large agricultural presence. Finding a home equity loan or first mortgage in Pierre, South Dakota is made less complicated with the searching tools of www.PersonalHomeLoanMortgages.com.

Rapid City: Located on the eastern edge of the Black Hills, this is the second-largest city in the state with roughly 67,000 residents. The Department of Defense funds many of the jobs in the area, along with the tourism industry. Ellsworth Air Force Base is in the city, bringing in many military personnel and their families. To find a South Dakota mortgage in Rapid City, use the forms and calculators on PersonalHomeMortgages.com.

South Dakota Mortgage Advantages

Living in South Dakota gives residents a mix of Americana. With its natural wonders like the Black Hills and Missouri River and its rapidly-progressing industries like health care and defense, it is no wonder people want to secure a mortgage and stay in the area for many years. There are many homes with a lot of character in this historic state, so take the time to find the one that fits the budget and personality of your family.

Brokers and Lenders in South Dakota

Mcdonald Team
6009 W 41st St Ste 3
Sioux Falls, South Dakota 57106
Resurgent Capital Services Lp
3817 S Elmwood Ave
Sioux Falls, South Dakota 57105
Shriver Johnson Llc
230 S Phllips Ave Ste 202
Sioux Falls, South Dakota 57104
Architecture By Winkels
4601 S Louise Ave
Sioux Falls, South Dakota 57106
Dean Curtis Slostad
1505 Hillcrest Dr N
Watertown, South Dakota 57201
Cu Mortgage Direct
5010 S Solberg Ave
Sioux Falls, South Dakota 57108
Re Max Professionals Inc
606 W 33rd St
Sioux Falls, South Dakota 57105
Land Title Guaranty Company
101 Suth Main Ave Ste 100
Sioux Falls, South Dakota 57106
Brandon Town & Cntry Realtors
308 E Holly Blvd
Brandon, South Dakota 57005
Wells Fargo Home Mortgage Inc
200 Cedar St
Yankton, South Dakota 57078
Last Update: 5/16/2012

 

Housing Statistics for South Dakota
 
South Dakota
USA
Total Housing
332,581
125,229,170

Total Urban

171,623

97,203,703 

Total Rural

160,958

28,025,466 

Occupied

298,662

113,965,975 

Vacant

33,919

11,263,194 

Owner Occupied

203,680

75,432,431 

Renter Occupied

94,982

38,533,544 

Vacant for Rent

8,291

2,825,001 

Vacant for Sale

3,826

1,301,205 


 
 

Cities in South Dakota